Online Lottery Games

Online lottery games are available in more than a dozen US markets. Each state or region with an online lottery has different rules, games, and platforms. On this page, we’ll walk you through all the key details, including which states offer online lottery games and what you can play.

Where can I play lottery games online in the US?

Thirteen markets—12 states plus Washington, D.C.—offer online lottery games. Here’s a quick look at current online lottery markets in the United States. We also highlight which game categories are available in each one.

State/MarketDraw games?Instant Games?Keno?
Maryland✅(subscription only)
New Hampshire
New York✅ (subscription only)
North Carolina
North Dakota✅(subscription only)
Rhode Island
Washington, DC

Types of games offered at online lotteries

The most common types of online lottery games are instants, draw games, and keno. There are a few others, though, and we will cover the main types below.

E-Instants or instant win games are pretty much exactly what they sound like (how refreshing!). You purchase the game and play it within a few minutes. There’s no need to wait for a drawing or anything like that—just play the game to see whether you’ve won. In this way, instant games are like scratch-offs, but they exist in the digital world.

Instants come in many forms. Washington, D.C.’s Cover All Bingo is based on a bingo format, while Illinois has the Ultimate Diamond Jackpot game that plays exactly like a typical scratch card. Many online lottery instant win games play like slots as well. We’re just scratching the surface here; these games come in many formats, so you’re always able to find something you’ll enjoy.

Draw games require players to purchase a ticket ahead of scheduled drawings. Those drawings then yield winning numbers. Matching your numbers with the winning numbers means you win. Prizes are bigger if you match more numbers.

Mega Millions and Powerball are the most popular draw games, but many others are offered in online lottery states. Lucky For Life and “Pick” games (Pick 3, Pick 4, etc.) are popular among online players.

Keno is steadily growing in popularity, especially in states where it has become available online. In Keno, you pick numbers up to 10 numbers between 1 and 80 (fields may vary based on the game). Then, numbers between 1 and 80 are randomly marked on the game board. If you match numbers, you will win prizes.

Keno drawings tend to be frequent. In Georgia, the KENO! game has a top prize of $100,000 and more than 300 daily drawings, one every three and a half minutes.

Georgia, Michigan, Kentucky, and Rhode Island offer online keno.

Take your losing retail tickets and enter them into second-chance drawings for another shot at a win! That’s the way second-chance drawings work. Some online lotteries let you submit losing entries for a chance to win additional prizes. Georgia is one of the states that offers such drawings. You can scan your tickets in the app or enter codes on the website to enter second-chance games.

Raffles work similarly to sweepstakes. You can purchase tickets for a chance to win in a future drawing for big prizes. Michigan is best known for offering online raffles with tickets from $1 to $20. Michigan lottery raffle prizes start at $50 and go up to $1 million.

Most popular online lottery games right now

Looking for the biggest and best online lottery games? We’ve got you covered with the most popular online games to play.


Powerball is perhaps the best-known draw game. It’s available in retail locations and online lotteries, where it is offered.

Washington D.C., Puerto Rico, the US Virgin Islands, and 45 states participate in Powerball. Only five states—Alabama, Alaska, Hawaii, Nevada, and Utah—don’t offer the game.

The Powerball jackpot starts at $20 million and steadily rises until someone (or multiple people) wins the massive prize. The game costs $2 per play plus $1 more for the Power Play add-on. Drawings occur on Monday, Wednesday, and Saturday nights at 10:59 p.m. ET.

Playing online is simple. Pick your numbers (or use quick pick), select the number of drawings you wish to play for, and wait for the drawing to see if you’re a winner.

Mega Millions

Mega Millions is offered in some form in 45 states, Washington D.C., and the US Virgin Islands. It’s one of the two major multi-state lottery games with immense jackpots. The Mega Millions prize starts at $20 million and increases until a lucky winner (or winners) snag the jackpot.

Mega Millions tickets cost $2 with a $1 optional add-on for Megaplier, which multiplies non-jackpot prizes by up to 5x. Drawings take place on Tuesdays and Fridays at 11 p.m. ET.

Purchasing Mega Millions tickets online is easy, provided you’re in a market that allows iLottery. Add your numbers to your entry, choose whether to add Megaplier, and select the number of drawings to enter. Complete your purchase and check back after the drawing to see if you have a winning ticket.

Lucky For Life

Lucky For Life isn’t quite as widespread as Powerball or Mega Millions. The draw game is available in 22 states plus Washington DC. Online lottery states allow Lucky For Life play via app or desktop The game’s top prize is $1,000 per day for life. Winning the jackpot carries odds of 1 in 30,821,472. The second prize is $25,000 per year for life.

A Lucky For Life entry costs $2. Drawings occur at 10:38 p.m. ET.

Banker’s Bonus

Banker’s Bonus is a slot-like game in which 15 symbols are revealed on a five-by-three grid. The Game’s art style evokes wealth and luxury with a green background and symbols like stacks of gold coins.

Symbols that are part of a winning combination will be removed from the board for new ones to drop in their place. Banker’s Bonus has many features, such as the Mega Money Jackpots Bonus Game. You can play Banker’s Bonus for as low as $0.10 or as much as $30 per play. The jackpot gradually rises until someone wins it.

Triple Eagle Bonus

Take to the skies with three eagles in Triple Eagle Bonus. This is a connect-style game, which means it plays a lot like online slots. You pay for each “play,” which is similar to a spin of slot reels. To win, you must reveal three or more adjacent matching symbols. Each symbol has its own associated value, with the eagles paying the most.

Triple Eagle Bonus fittingly offers three bonus Games: Eagle Match, Rising Riches, and Aerial Expander.

Dragon’s Palace of Fortune

This popular connect-style game has a special feature that can grant up to 10 free games and ten extra free games. It also has multipliers and an autoplay feature, the latter of which allows you to play up to 20 game rounds in a row. Plays start at $0.05 and go up to $30.

Explaining how online lottery games work

Inline lottery games work differently depending on the game you play.

Draw games require you to pick your numbers and select a few other options (how many drawings you want to enter and whether to purchase add-ons). Then, you wait for the next drawing and check your numbers for wins.

Keno games have some similarities with draw games, but drawings tend to occur with higher frequency. Pick your numbers to form your entry, then await the drawing to check for wins. Alternatively, some keno games are more akin to the e-Instants format in which you play a quick game without a formal drawing.

Finally, e-Instants are a large category with many subcategories beneath the umbrella. However, they all have something in common: they’re easy to play. You purchase the game and then click ‘play.” Most e-Instants will automatically do everything required without any intervention from you. At the end, the game will tell you in clear terms whether you’ve won. For example, in Illinois, losing games will show a message saying “No Win This Time.” Wins, meanwhile, are displayed on the screen in a flashy manner.

Which games have the highest RTP?

Generally, e-Instants have the highest RTP—return to player—percentages of all iLottery games. THe odds vary widely for each game, but you can find instant win titles with odds of 1 in 4 or close to it. That doesn’t mean the wins will be guaranteed, and they could be small. But those games give you the biggest chances of winning.

Meanwhile, draw games tend to have the lowest odds, meaning wins are rarer.

Keep in mind, though, that all lottery games are chance-based. Wins are not guaranteed, and you should play strictly for fun. Any win should be considered a bonus.

How to play online lottery games for real money

Getting started with an online lottery site is the first hurdle, and luckily it’s not much of an obstacle at all. Note that the sign-up process might vary slightly in each state. We’ve covered the broad strokes in our outline below.

To sign up for an online lottery account, Follow these steps:


Visit the website of your state or region’s online lottery. Alternatively, you can download your state’s iLottery app, if available.


Select “Sign Up,” “Register,” “Join,” or similar.


Provide the required details to sign up. Usually this means your name, email address, and a few other personal details.


Check the boxes to acknowledge the terms and confirm you are 18 or older.


Connect your desired payment method(s) from the account page.


Search for your favorite game(s) and start playing!

Do I need a subscription?

The answer here depends on which state you’re playing from. Most states don’t require a subscription to play online lottery games. However, a few do require subscriptions. Maryland, New York, and North Dakota only offer online draw games via subscription.

While those states mandate subscriptions for online play, others offer 0ptional subscriptions. In Illinois, for example, you can auto-reload your account to play games on a regular basis. Check with your state lottery for more information about online subscriptions or to sign up for one.

Differences between online lottery games and online casino games

Games at online lottery sites often look or feel similar to those found at online casinos. Despite these similarities, the games are not the same. They have key differences to contrast with their commonalities.

Lottery games vs. online slots

ComparisonOnline Lottery GamesOnline Slots
Available atOnline lottery sites/appsOnline casinos
Minimum age18+21+
States available12 plus DCSix
Second-chance drawings?YesNo
Jackpots available?YesYes

Lottery games vs. online table games

ComparisonOnline Lottery GamesOnline Slots
Available atOnline lottery sites/appsOnline casinos
Minimum age18+21+
States available12 plus DCSix
Live dealersNoYes
Progressive jackpotsYesIn some cases, yes

Are any online lottery games free to play?

Lottery games require payment to play the vast majority of the time. However, there are a few ways to play for free. While they aren’t long-term options, you can use them to familiarize yourself with the games state lotteries offer.

Demo mode

Many lotteries let you test games out in demo mode. This is primarily offered with online e-Instants. We recommend giving demos a try (where available) on lottery sites or apps. They help you get a feel for how the games work and decide which formats you like best.

Sweepstakes promotions

You might find occasional giveaway-style promotions. In Michigan, for example, you can claim a daily wheel spin. The spi9n can grant credits, which you can in turn use to play online lottery games. Check your lottery’s promotions page for current offers.

Free play promotions

Online lottery bonuses can include free play promotions. These are most often found in welcome bonuses. A lottery might offer you a 100% first deposit match up to $100, for example While it requires you to make a deposit, you then get matched credits to play with for free.

Responsible gaming resources

Online lottery games are meant to be fun and entertaining. The possibility of winning real money exists, but it’s important to remember these are games of chance. That means the house (in this case, the lottery) always wins. For this reason, you must always play responsibly.

Each state lottery has programs and resources in place to encourage responsible play. Additionally, there are numerous national resources available.

The National Council on Problem Gambling offers a 24/7 phone, tex, and chat line for problem gamblers. You can call, text, or live chat for 24/7 confidential help and referrals to further treatment. The NCPG website also offers tons of resources, including self-assessments and articles about responsible gambling.

Gamblers Anonymous and its partnered brands—GamAnon and GamTalk—offer programs and support groups for problem gamblers and their families. The organization is a great resource.

Check your state lottery website’s responsible gambling page for more resources. You can also read our dedicated responsible gambling page for further information.

Online lottery games FAQ

What are the best online lottery games for beginners to play?

E-instants are great games for beginners. They offer quick gameplay and easy-to-understand mechanics. That said, many lottery games are beginner friendly, including multi-state draw games like Mega Millions and Powerball.

Are online lottery games rigged?

Lottery games are chance-based, so you are more likely to lose than you are to win. However, they are equally fair for all players and rigorously tested for fairness before they are offered.

How do you win online lottery games?

There is no way to guarantee wins at lottery games. E-Instants offer their own formats for wins, while draw games require you to match the drawn numbers to win prizes.

What states have online lottery games?

13 US markets have online lottery games. 12 states and Washington, D.C. offer online lottery to players. The specific games and rules vary by state, though, so we recommend reading our region-specific iLottery guides to see what is available.

About the Author

Matthew Bain

Matthew Bain

Content Manager
Part of Catena Media since 2022, Matthew Bain is the Content Manager at PlayiLottery, where he oversees editorial and evergreen content to make the site as helpful as humanly possible to anyone who visits. (Thanks for visiting!) Matthew has led various Catena sites through crucial, high-interest moments in the US gambling industry, from California's Prop 26 vs. Prop 27 battle, to sports betting launches in Massachusetts, Kentucky, and North Carolina, to ongoing iGaming legislative efforts in states such as New York and Maryland. You can email him at [email protected].
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